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Attorney General DeWine Reminds Ohioans of New Child Credit Freeze Law

Attorney General DeWine Reminds Ohioans of New Child Credit Freeze Law

(COLUMBUS, Ohio)—Ohio Attorney General Mike DeWine is reminding Ohioans of the state’s new child credit freeze law, which takes effect today. 

“This law gives Ohio families a new way to protect their children from identity theft,” Attorney General DeWine said. “It allows parents to ‘freeze’ their child’s credit record, which makes it harder for an imposter to open unauthorized accounts in the child’s name. We encourage parents and guardians to consider taking advantage of this new protection for their children.”

Under the new law, a parent or guardian can ask the credit reporting agencies to create and freeze a credit record in the child’s name The freeze restricts the credit reporting agencies from releasing information about the child, making it more difficult for an imposter to use the child’s personal information to be approved for credit, loans, or services in the child’s name. 

To place a child security freeze, a parent should contact each of the credit reporting agencies. (The major three agencies are Equifax, Experian, and TransUnion.) The parent must provide proof of authority to act on behalf of the child, such as a birth certificate, and proof of identity for both the child and the adult. The cost to place or to lift a security freeze may be up to $5 each per agency. For victims of identity theft, the fee may be waived. Once in place, the freeze will remain in effect unless it is lifted by the parent or by the child after reaching the age of 16.

In addition to the protections for children, the new law also applies to protected consumers over the age of 16 for whom a guardian or conservator has been appointed. 

The legislation was sponsored by Representative Ron Maag, who worked with Attorney General DeWine’s Identity Theft Unit in its development.

Attorney General DeWine created the Identity Theft Unit in 2012 to help victims recover from the effects of identity theft, such as credit reporting errors and fraudulently opened accounts. Since its creation, the Identity Theft Unit has received thousands of complaints and has helped victims clear over $1 million in fraudulent debt.

Victims of identity theft should contact the Ohio Attorney General’s Office at 800-282-0515 or www.OhioProtects.org for assistance. 

HEAP Home Energy Assistance Program

HEAP is a Home Energy Assistance Program federally funded and designed to help eligible Ohioans meet the cost of home heating this winter.  For more information and an application, please visit the website at energyhelp.ohio.gov or call toll free 1-800-282-0880.  You can also pick up an application at Copley Townhall, 1540 S. Cleveland-Massillon Road.

Click here to see eligibility guidelines.

Copley Circle Brick Program

The Copley Heritage Day Committee sold bricks during the Millennium as a fundraiser for Heritage Days.  The bricks are now in the walls of the announcement signs that are erected in Copley Circle.

The Township Trustees plan to continue the sale of bricks.  This program will compliment the brick walls.  The bricks sold now will align the walkways to the walls.

Your inscription is limited to three (3) lines and 20 characters per line.  Character count includes spaces between words.  Cost per brick is $25.00.

Please make checks payable to Copley Township.

Please complete the form below and mail with check or money order to:

Copley Township Brick Program
1540 S Cleveland-Massillon Road
Copley, Ohio 44321

Click here for Brick Order Form

 

Safe Drinking Water

Come to a FREE event hosted by Summit County Public Health to learn how your community provides you with safe drinking water.

drinking water flyer

Gas Station Credit Card "Skimmer" Scams

Sherri Bevan Walsh - Prosecuting Attorney
County of Summit
May 20, 2016
ALERT!

Credit Card "skimmer" scams have been hitting this area hard. You may have filled up at your local gas station without noticing a thing, but scammers may have attached a skimmer to the card reader.  These devices 'skim' your card's information off the magnetic strip.  Once the card is run through the skimmer, the data is recorded, the crooks can sell the information on the internet, at which point counterfeit cards are made.  The criminals go on spending sprees with a cloned copy of the credit or debit card. 

Oftentimes, the crooks have also set up a camera nearby.  The camera captures the user typing their card PIN into an ATM machine.  With your PIN and skimmed information, scammers can access and withdraw money from your account.

To protect yourself from an ATM skimmer:

*  Use ATM's at banks whenever possible, rather than standalone machines;
*  Protect your PIN. Place your hand over the keypad when entering your number;
*  Look for signs of skimmers.  Tape is often used to attach skimming devices; if something looks odd, wiggle it to make sure it doesn't   come loose;
*  Don't accept "help" from someone other than a bank employee to use teh ATM machine, decline and leave;
*  Be cautious of ATM failures;
*  Report any problems.  Only call a number you know is real, such as the one on the back of your card.  Don't call a number posted next to the ATM as it could be part of the scam.

If you have been a victim of credit card skimming contact your local authorities and file a police report.  Contact your bank or credit card issuer immediately and tell them your card data has been stolen.  If you report quickly, federal law caps your liability at $50.

Stay Safe,

Sherri Bevan Walsh
Prosecuting Attorney

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